Award-Winning Lawyers Get Florida Families Back Home Faster!
Million Dollar Advocates Forum Attorneys with 96 Years Combined Experience
$54,158 Average Recovery vs $4,056 Insurance Offer
95% Success Rate on Denied Claims
240 out of 251 Denied Claims Overturned
$500+ Million Recovered for Clients
Lawyer Reviews Your Case Today*
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We promise to never spam you or sell your information.
Zero $0 Cost Unless We Win
We Have Families Too. We Understand What Your Home Means To You
Your home isn't just property. It's where your children feel safe. It's your family's stability. It's your life. When insurance companies delay or deny your claim, your entire world is disrupted. We know because we have families too and we know the stress you are going through, the unwanted change to routines, and the inconvenience and disruption to your life. That is why we focus on getting your home repaired and helping you get your family settled into the home you enjoyed before the problems.
We help with all homeowners insurance claims
We Know Insurance Company Tactics Because We Used to Work for Them
Changing adjusters to make you restart
Claiming "normal wear and tear"
Offering less than deductible
Stop returning calls
Hope you'll give up
With 96 years combined experience, including years working FOR insurance companies, we know exactly how to maximize your recovery.
This firm did an excellent job of handling my denied insurance claim. They kept me advised of the proceedings and gave me very good advice. They handled everything and repaired my home fast.
Had a poorly installed roof which never even passed inspection and thanks to Jorge we were able to get resolution (replaced the roof with another roofing company). Happy to finally have behind me. Highly recommend Jorge, Carlos and and the team at Florida Advocates. Finally happy with my roof thanks to them
My experience was very good Carlos and his team was very helpful to help me recover compensation from a tyrant company.
Confused by the complexity of insurance claims?
Frustrated with how the insurance company is treating you?
Getting the runaround from insurance companies?
Getting no response at all from insurers?
Feeling like they start over each time a new adjuster is assigned to you?
Don't understand policy obligations or coverages?
Received a low offer or your claim denied?
Want your home repaired back to normal so you can live a comfortable life again?
Want peace of mind that repairs will be adequate and complete?
What if I've already started repairs?
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What Insurance Companies Don't
Want You to Know About Denials
They WANT you to give up
They're hoping you don't know your rights
Many denials are wrongful - you should not have been denied!
You have options even after denial
I worked for the insurance companies, I know ALL their tricks and tactics. I now work for YOU!
If you call me today, I will review your policy today, and tell you exactly what you are entitled to how we can help you.
It cost you nothing unless we win.*
Benefit from my experience and get your home repaired faster and with the full policy limits.
Your 'NO' can become a 'YES' with the right legal team!
Common Denial Reasons We Overturn
"Normal wear and tear" claims
"Maintenance issues" denials
"Pre-existing damage" excuses
"Policy exclusion" misinterpretations
"Late filing" technicalities
"Insufficient documentation" claims
Our Process for Overturning Denials
Free Denial Review - We examine your denial letter and policy
Coverage Audit - We find coverage they missed
Evidence Building - Engineering reports, documentation if required*
Negotiation - Armed with facts, we get results!
Litigation if Needed - 95% success rate speaks for itself
Even If You've Already Been Denied
You can still file, time to file is limited.
The sooner you act, the faster I can assist you
Recent Client Wins
From $0 Offer to $1,000,000 Settlement
JMF Destin Harbor d/b/a Tailfins Waterfront Grill
Initial Offer: $0
Insurance refused to make coverage decision
Settlement: $1,000,000.00
From $353k Offer to $3,000,000 Settlement
Pier 1 Condo
Initial Offer: $353,0000
Insurance sent a low offer expecting the client to accept it
Settlement: $3,000,000.00
From $20k Offer to $3,000,000 Settlement
Mancebo, Rick & Dorothy
Initial Offer: $20,907.04
Insurance did not want to pay for the full repairs
Settlement: $240,000.00
ENTER YOUR DETAILS FOR A FREE INSURANCE REVIEW
We promise to never spam you or sell your information.
Call Us If You're
Dealing With Any of The Following...
Water Damage
Hurricane
Automotive
Mold Issues
Vandalism
Fire
Boat
Flood
Lightning
Roof Leaks
Florida Advocates
Has Recovered Over
$100,000,000 From Insurance Companies
At No Cost To You, We Guide You Through The Entire Process
You pay to have your home protected, but once you incur unexpected damage, the insurance company is nowhere to be found.
We understand all the tricks insurance companies try to pull to deny your claim and keep your money. At the end of the day, you just want to get your life back to normal and be compensated fairly in order to do so.
We help guide homeowners through the claims process and help make getting compensation quick, easy, and painless.
Why FLORIDA ADVOCATES
is Your Best Choice
Carlos D Cabrera
Award Winning Property Damage Claim Lawyer
Direct cell phone access to your attorney, guiding you every step of the way
Over 96 years of experience helping Florida residents maximize their claims
Specialized experience in maximizing property damage claims.
(954) 231-3372
DISCLAIMER
ATTORNEY ADVERTISING. The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.
PRIOR RESULTS DO NOT GUARANTEE A SIMILAR OUTCOME. Case results depend upon a variety of factors unique to each case. Case results mentioned on this website, including settlement amounts, verdicts, and success rates, do not guarantee, warrant, or predict the outcome of your case. Every case is different and must be evaluated on its own merits.
The statistics, awards, and accolades referenced on this website, including "95% success rate," "1,435% higher settlements," and specific settlement amounts, are based on our firm's past case results and do not guarantee similar results will be achieved in your case. Individual results will vary depending on the facts and circumstances of each case, including policy terms, coverage limits, extent of damage, available evidence, and applicable law.
EXPERT WITNESS COSTS: Certain cases may require the retention of expert witnesses, including but not limited to engineers, appraisers, contractors, or other specialists to evaluate damage, establish causation, or testify regarding your claim. If expert witnesses are necessary for your case, you will be required to pay these expert costs upfront. These costs are separate from attorney fees and are the client's responsibility regardless of case outcome. Your attorney will discuss any anticipated expert costs with you before retaining such experts. Expert costs typically range from $1,500 to $10,000+ depending on the complexity of your case and the type of expertise required.
CONTINGENCY FEE INFORMATION: Our firm typically handles property damage insurance claims on a contingency fee basis, meaning you pay no attorney fees unless we recover compensation for you. However, even in contingency fee cases, clients remain responsible for case costs and expenses, including but not limited to expert witness fees, court filing fees, deposition costs, and investigation expenses. Your fee agreement will specify which costs and expenses are your responsibility.
Awards and accolades mentioned, including Million Dollar Advocates Forum, Multi-Million Dollar Advocates Forum, Top Trial Lawyers in America, Florida Legal Elite, and Lead Counsel ratings, are based on specific criteria established by those organizations and do not indicate superiority over other attorneys.
Licensed to practice law in Florida. [Insert Attorney Names and Florida Bar Numbers]